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Flood Zones Explained: Classifying Areas by Flood Probability

Flood zones are a fundamental concept in flood risk management. They guide planning decisions and ensure developments align with flood safety considerations. This blog explains the different flood zones and their implications.


What are Flood Zones?


Flood zones classify areas based on the probability of flooding. In England, the Environment Agency defines four main zones:

  1. Flood Zone 1: Low probability, with less than 0.1% annual flood risk.

  2. Flood Zone 2: Medium probability, with annual risk between 0.1% and 1%.

  3. Flood Zone 3a: High probability, with more than 1% annual risk.

  4. Flood Zone 3b: Functional floodplain, frequently inundated and unsuitable for most development.


How are Flood Zones Used?


Local planning authorities use flood zones to:

  • Assess planning applications.

  • Direct developments away from high-risk areas.

  • Determine the need for site-specific Flood Risk Assessments (FRAs).


Learn more about flood zones from the UK Government’s Flood Zone Guidance.

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